1. Introduction
CRCLE Inc. ("CRCLE," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our platform.
We encourage you to read this Privacy Policy carefully to understand our practices regarding your personal information. By accessing or using our Services, you acknowledge that you have read and understood this Privacy Policy.
2. Information We Collect
We collect several types of information from and about users of our Services, including:
Personal Information
Personal information is information that identifies you as an individual or relates to an identifiable individual, such as:
- Name, email address, telephone number, and mailing address
- Date of birth and Social Security Number (for KYC verification)
- Government-issued identification (for KYC verification)
- Bank account information (for payment processing)
- Employment information and income (for accredited investor verification)
- Business information (for issuers)
Non-Personal Information
We also collect non-personal information that does not directly or indirectly reveal your identity, such as:
- Browser and device information
- IP address
- Usage data
- Aggregated data
3. How We Collect Information
We collect information in the following ways:
- Direct Interactions: When you create an account, complete forms, correspond with us, or otherwise interact with our Services.
- Automated Technologies: As you navigate through our Services, we may use cookies, web beacons, and other tracking technologies to collect information about your equipment, browsing actions, and patterns.
- Third Parties: We may receive information about you from third parties, such as identity verification services, payment processors, and other partners.
4. How We Use Your Information
We use the information we collect about you for various purposes, including:
- To provide, maintain, and improve our Services
- To process transactions and send related information
- To verify your identity and prevent fraud
- To comply with legal and regulatory requirements
- To respond to your requests, questions, and comments
- To send administrative information, such as updates, security alerts, and support messages
- To personalize your experience and deliver content and product offerings relevant to your interests
- To monitor and analyze usage patterns and trends
5. Disclosure of Your Information
We may disclose your personal information to the following categories of recipients:
- Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as payment processing, identity verification, data analysis, email delivery, hosting services, and customer service.
- Business Partners: We may share your information with our business partners to offer you certain products, services, or promotions.
- Legal Authorities: We may disclose your information in response to a subpoena, court order, or other legal process, or to establish or exercise our legal rights or defend against legal claims.
- Business Transfers: We may share or transfer your information in connection with a merger, acquisition, reorganization, sale of assets, bankruptcy, or similar event.
6. Data Security
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on secure servers behind firewalls, and any financial information is encrypted using SSL technology.
However, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Services. Any transmission of personal information is at your own risk.
7. Your Choices
You have several choices regarding the use of your information:
- Account Information: You may update, correct, or delete your account information at any time by logging into your account.
- Cookies: Most web browsers are set to accept cookies by default. You can usually choose to set your browser to remove or reject browser cookies.
- Marketing Communications: You may opt out of receiving marketing communications from us by following the unsubscribe instructions included in such communications.
8. California Privacy Rights
If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights, visit our CCPA Privacy Notice.
9. International Data Transfers
Your information may be stored and processed in the United States or any other country where we or our affiliates, subsidiaries, or service providers maintain facilities. By using our Services, you consent to the transfer of information to countries outside of your country of residence, which may have different data protection rules than those of your country.
10. Changes to Our Privacy Policy
We may update our Privacy Policy from time to time. If we make material changes to how we treat our users' personal information, we will notify you by email to the primary email address specified in your account and/or through a notice on our website.
11. Contact Information
If you have any questions about this Privacy Policy, please contact us at:
Email: privacy@mycrcle.ai
Address: 123 Innovation Way, Suite 400, Boston, MA 02110